2425 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2425 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 1975
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2018)
Tax Bill	$3,239 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-04-00129-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-04-00129-0`
Alternative APN	`345120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	1,868 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	345120
Street Address	2425 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	P HILLCR 4 LOT 129
Legal Subdivision	PATTONS HILLCREST 4
Legal Lot Number	129
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2012
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF THE PACIFIC
Jun 29, 2018	Warranty Deed, Transfer WASHINGTON STATE HOUSING FIN COMMIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	4447117
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004517478
Date	Apr 26, 2021
Instrument	4517478

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 OLYMPIC DRIVE, CHARLOTTE, NC 28277

Mortgage

Document Number	0004546156
Date	Jun 6, 2022
Instrument	4546156

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004476378
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2425 OLYMPIC DR OAK HARBOR WA 982778018, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004476378
Date	Nov 27, 2019
Instrument	4476378

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 29, 2018
Property Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004447117
Map Reference	VOL12 PG14&15
Instrument Date	Jun 18, 2018
Instrument	4447117
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 OLYMPIC DR, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004447119
Date	Jun 29, 2018
Instrument	4447119

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	0004447118
Date	Jun 29, 2018
Instrument	4447118

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$489,273 (+4.26%) Land $210,000 Building $279,273	$489,273 (+4.26%) Land $210,000 Building $279,273
2023	$3,239.00	$469,273 (+7.61%) Land $190,000 Building $279,273	$469,273 (+7.61%) Land $190,000 Building $279,273
2022		$436,070 Land $180,000 Building $256,070	$436,070 Land $180,000 Building $256,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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