2451 Cape Cod Cir, Elgin, IL 60124 Property Records

Kane County property record for 2451 Cape Cod Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,071 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$514,000 (Jun 2008)
Tax Bill	$15,093 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-20-426-011`

Property Details

APN / Parcel Number

Primary APN	`06-20-426-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,071 sqft Living Area
Gross Area	6,142 sqft
1st Floor Area	3,071 sqft
Basement Area	3,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2451 CAPE COD CIR
City	ELGIN
State	IL
Zip	60124-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 2 LT 503
Legal Subdivision	EDGEWATER SUB
Legal Phase	2
Legal Block	1
Legal Lot Number	503
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851913

Owner

Source: Kane County records · APN 06-20-426-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2451 CAPE COD CIR, ELGIN, IL 60124-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2008 · Amount on Record
Deed Sale	Jun 04, 2008 · Amount on Record
Deed Document Number	200847099
Last Transfer Date	Jun 14, 2018
Transfer Doc	0000029080
Record Updated	Sep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2018
Property Address	2451 CAPE COD CIR, ELGIN, IL 60124-4365
Document Number	0000028062
Instrument Date	Jun 14, 2018
Instrument	28062
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2451 CAPE COD CIR ELGIN IL 601244365, ELGIN, IL 60124-4365

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,093.00 (+6.91%) Homeowner's exemption Senior Citizen's exemption	$208,731 (+8.57%) Land $40,602 Building $168,129	$626,444 (+8.57%) Land $121,855 Building $504,589
2024		$192,255 (+21.39%) Land $37,397 Building $154,858	$576,996 (+21.44%) Land $112,236 Building $464,760
2022	$14,118.00 (+3.56%) Homeowner's exemption	$158,372 (+6.96%) Land $30,806 Building $127,566	$475,116 (+6.96%) Land $92,418 Building $382,698
2021	$13,633.00 Homeowner's exemption	$148,066 Land $28,801 Building $119,265	$444,198 Land $86,403 Building $357,795

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 47 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.