2448 Cape Cod Cir, Elgin, IL 60124 Property Records

Kane County property record for 2448 Cape Cod Cir, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,794 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$404,500 (Jan 2007)
Tax Bill	$12,772 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-20-427-008`

Property Details

APN / Parcel Number

Primary APN	`06-20-427-008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Width	85 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2448 CAPE COD CIR
City	ELGIN
State	IL
Zip	60124-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 2 LT 566
Legal Subdivision	EDGEWATER SUB
Legal Phase	2
Legal Block	1
Legal Lot Number	566
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851913

Owner

Source: Kane County records · APN 06-20-427-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2448 CAPE COD CIR, ELGIN, IL 60124-4365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2007 · Amount on Record
Deed Sale	Jan 25, 2007 · Amount on Record
Deed Document Number	200711304
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,772.00 (+8.49%) Homeowner's exemption Senior Citizen's exemption
2024		$164,951 (+21.39%) Land $35,167 Building $129,784	$495,051 (+21.44%) Land $105,543 Building $389,508
2022	$11,772.00 (+3.78%) Disabled Person's exemption	$135,882 (+6.96%) Land $28,970 Building $106,912	$407,646 (+6.96%) Land $86,910 Building $320,736
2021	$11,343.00 Disabled Person's exemption	$127,040 Land $27,085 Building $99,955	$381,120 Land $81,255 Building $299,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.