Kane County property record for 2443 Cape Cod Cir, Elgin, IL 60124 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,768 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $8,782.00 (2025) |
Source: Kane County records · APN 06-20-426-010
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 29, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Dec 14, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 05, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Mar 18, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Jun 13, 2017 | Grant Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 |
| Deed Sale | Jun 13, 2017 |
| Prior Sale | Mar 01, 2007 · Amount on Record |
| Deed Doc Number | 201730063 |
| Prior Transfer Date | May 24, 2011 |
| Prior Transfer Doc | 0000037712 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012261 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019K012261 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 00000 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.67% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077701 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020K077701 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GENEVA, IL 60134 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Type Change Date | Feb 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Document Number | 0000077702 |
| Instrument Date | Dec 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2443 CAPE COD CIR ELGIN IL 601244365, ELGIN, IL 60124-4365 |
| Document Number | 0000077702 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 77702 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 SEVENTH STSW, WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Document Number | 0000012262 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2443 CAPE COD CIR ELGIN IL 601244365, ELGIN, IL 60124-4365 |
| Document Number | 0000012262 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 12262 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate | 5.67% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 13, 2017 |
| Property Address | 2443 CAPE COD CIR, ELGIN, IL 60124-4365 |
| Document Number | 0000030063 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 30063 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 05, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2443 CAPE COD CIR ELGIN IL 601244365, ELGIN, IL 60124-4365 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,782.00 (-30.6%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $191,232 (+8.57%) Land $43,019 Building $148,213 | $573,926 (+8.57%) Land $129,109 Building $444,817 |
| 2024 | $176,137 (+21.39%) Land $39,623 Building $136,514 | $528,622 (+21.44%) Land $118,917 Building $409,706 | |
| 2022 | $12,655.00 (+8.62%) Disabled Person's exemption | $145,096 (+6.96%) Land $32,640 Building $112,456 | $435,288 (+6.96%) Land $97,920 Building $337,368 |
| 2021 | $11,651.00 Disabled Person's exemption | $135,654 Land $30,516 Building $105,138 | $406,962 Land $91,548 Building $315,414 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-20-426-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,768 sqft Living Area |
| Gross Area | 5,536 sqft Gross Area |
| 1st Floor | 2,768 sqft 1st Floor |
| Basement Area | 2,768 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame Construction |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 2443 CAPE COD CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4365 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 2 LT 502 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 502 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 851913 |
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