245 Waterfall Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 245 Waterfall Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,157 sqft · built 2017
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,000 (Dec 2017)
Tax Bill	$7,509 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-216-026`

Property Details

APN / Parcel Number

Primary APN	`040-216-026`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,157 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Wood
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	245 WATERFALL RD
City	TEMPLETON
State	CA
Zip	93465-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TRACT 2994 35/97-111 LT 20
Legal Tract	2994
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2062
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LNDG
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Dec 8, 2017
Deed Document Number	0000056318
Last Transfer Date	Dec 29, 2017
Transfer Doc	0000060123
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031750
Date	Aug 6, 2019
Instrument	2019031750

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000039611
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 WATERFALL RD TEMPLETON CA 934655141, TEMPLETON, CA 93465-5141

Mortgage

Document Number	0000039611
Date	Jul 31, 2020
Instrument	39611

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 29, 2017
Property Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000060123
Instrument Date	Dec 29, 2017
Instrument	60123
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 WATERFALL RD TEMPLETON CA 934655141, TEMPLETON, CA 93465-5141

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 8, 2017
Property Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000056319
Instrument Date	Nov 3, 2017
Instrument	56319
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 WATERFALL RD TEMPLETON CA 934655141, TEMPLETON, CA 93465-5141

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 8, 2017
Property Address	245 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000056318
Instrument Date	Sep 27, 2017
Instrument	56318
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 WATERFALL RD TEMPLETON CA 934655141, TEMPLETON, CA 93465-5141

Mortgage

Document Number	56320
Date	Dec 8, 2017
Instrument	56320

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,509.00 (+9.08%) Homeowner's exemption	$651,404 (+4.04%) Land $250,321 Building $401,083
2023	$6,884.00 (+1.99%) Homeowner's exemption	$626,110 Land $240,601 Building $385,509
2022	$6,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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