Westbrook Town property record for 245 Toby Hill Rd, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,492 sqft · built 2010 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Jun 2025) |
| Tax Bill | $7,491 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBRO M:148 L:032 |
| Primary APN | WBRO M:148 L:032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,492 sqft Living Area |
| Gross Area | 6,085 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | N0256701 |
|---|---|
| Street Address | 245 TOBY HILL RD |
| City | WESTBROOK |
| State | CT |
| Zip | 06498-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR/MDR |
| Legal Lot Number | 32 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 680101 |
245 Toby Hill Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Westbrook Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit DIME BANK |
| Mar 1, 2021 | Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA |
| Jun 13, 2025 | Warranty Deed, Transfer |
| Aug 7, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | Aug 7, 2019 · Amount on File |
| Deed Book / Page | 386 / 1136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000387-822 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 387/822 |
| Name | DIME BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Sep 1, 2030 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00365-1119 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 365/1119 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Jun 13, 2025 |
| Property Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Document Number | 00386-1136 |
| Book / Page | 386 / 1136 |
| Instrument Date | Jun 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Aug 7, 2019 |
| Property Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Document Number | 356-123 |
| Book / Page | 356 / 123 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 TOBY HILL RD, WESTBROOK, CT 06498-3506 |
| Document Number | 356125 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 356/125 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 245 Toby Hill Rd was $7,491.
Source: Westbrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,491.00 | $332,930 Land $114,350 Building $218,580 | $233,051 Land $80,045 Building $153,006 |
| 2024 | $7,491.00 (+5.54%) | ||
| 2023 | $7,098.00 (+2.69%) | $332,930 (-) Land $114,350 Building $218,580 | |
| 2022 | $6,912.00 | $332,930 Land $114,350 Building $218,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 245 Toby Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 Toby Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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