Westbrook Town property record for 199 Toby Hill Rd, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,029 sqft · built 1770 |
| Lot Size | 3.76 acres (163,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $964,000 (Nov 2025) |
| Tax Bill | $8,866 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBRO M:148 L:006 |
| Primary APN | WBRO M:148 L:006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,029 sqft Living Area |
| Gross Area | 6,480 sqft |
| 1st Floor Area | 1,763 sqft |
| Attic | Attic |
| Attic Area | 385 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1770 |
|---|---|
| Effective Year Built | Effective 1770 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 163,786 sqft (3.76 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Account Number | S0334200 |
|---|---|
| Street Address | 199 TOBY HILL RD |
| City | WESTBROOK |
| State | CT |
| Zip | 06498-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 6 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 680101 |
199 Toby Hill Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Westbrook Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage WEBSTER BANK |
| May 14, 2021 | Quit Claim Deed, Transfer · Balloon Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 23, 2018 | Warranty Deed, Transfer TIAA CREF T CO FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Jul 23, 2018 · Amount on File |
| Deed Book / Page | 389 / 73 |
| Prior Transfer Date | Apr 22, 2021 |
| Prior Transfer Doc | 367-555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000377-284 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 377/284 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000367-559 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 367/559 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Nov 4, 2025 |
| Property Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Document Number | 0000389-73 |
| Book / Page | 389 / 73 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Document Number | 0000038976 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 389/76 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2032 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | May 14, 2021 |
| Property Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Document Number | 367-555 |
| Book / Page | 367 / 555 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Document Number | 367-559 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 367/559 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Jul 23, 2018 |
| Property Address | 199 TOBY HILL RD, WESTBROOK, CT 06498-1574 |
| Document Number | 351-591 |
| Book / Page | 351 / 591 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 3510594 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 00351/0594 |
| Name | TIAA CREF T CO FSB |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2048 |
The 2025 property tax bill for 199 Toby Hill Rd was $8,866.
Source: Westbrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,866.00 | $394,040 Land $137,420 Building $256,620 | $275,828 Land $96,194 Building $179,634 |
| 2024 | $8,866.00 (+5.54%) | ||
| 2023 | $8,401.00 (+2.7%) | $394,040 (-) Land $137,420 Building $256,620 | |
| 2022 | $8,180.00 | $394,040 Land $137,420 Building $256,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 199 Toby Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 199 Toby Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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