245 Terrace Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 245 Terrace Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,777 sqft · built 1979
Lot Size	8.47 acres (368,953 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,332 (2026)
Deeds & Mortgages	May 2023 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0764023`

Property Details

APN / Parcel Number

Primary APN	`R0764023`
Alternative APNs	`07-3965-25-2-01-17-0000` `0000364691`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
1st Floor Area	2,008 sqft
2nd Floor Area	769 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	368,953 sqft (8.47 acres)
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	351 sqft
Deck Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000364691
Street Address	245 TERRACE RD
City	KALISPELL
State	MT
Zip	59901-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE PINE RANCHES 1 AMD, S25, T28 N, R22 W, LOT 008
Legal Range	22W
Legal Township	28N
Legal Section	25
Legal Subdivision	LONE PINE RANCHES 1 AMD
Legal Lot Number	8
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4015
Census Tract	802

Owner

245 Terrace Rd is owner-occupied and held in a trust since May 2023.

Source: Flathead County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	245 TERRACE RD, KALISPELL, MT 59901-7432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer
Sep 15, 2020	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 3, 2019	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020
Deed Sale	Sep 15, 2020
Prior Sale	Jul 3, 2019
Deed Document Number	202030192
Last Transfer Date	May 26, 2023
Transfer Doc	0000008056
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 31, 2023
Property Address	245 TERRACE RD, KALISPELL, MT 59901-7432
Document Number	202300008056
Instrument Date	May 26, 2023
Instrument	202300008056
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	245 TERRACE RD, KALISPELL, MT 59901-7432

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 15, 2020
Property Address	245 TERRACE RD, KALISPELL, MT 59901-7432
Document Number	202000030192
Instrument Date	Sep 1, 2020
Instrument	202000030192
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 TERRACE RD, KALISPELL, MT 59901-7432

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 3, 2019
Property Address	245 TERRACE RD, KALISPELL, MT 59901-7432
Document Number	201900013598
Instrument Date	Jul 2, 2019
Instrument	201900013598
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 TERRACE RD, KALISPELL, MT 59901-7432

Tax Assessment & Valuation

The 2026 property tax bill for 245 Terrace Rd was $10,332.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,332.00	$1,105,900
2025			$1,105,900 Land $410,951 Building $694,949
2023	$7,457.00	$886,700	$886,700 Land $255,813 Building $630,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Terrace Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MontanaSky Networks Fixed Wireless	50 / 10

May also be available: AT&T, Bullitt Communications, CenturyLink.

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