200 Terrace Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 200 Terrace Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,607 sqft · built 2016
Lot Size	5.36 acres (233,482 sqft)
Owner	Individual Name on Record
Last Sale	$444,800 (Jun 2016)
Tax Bill	$6,951 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0776553`

Property Details

APN / Parcel Number

Primary APN	`R0776553`
Alternative APNs	`07-3965-25-2-01-09-0000` `0000625287`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,607 sqft Living Area
1st Floor Area	2,607 sqft
Basement Area	2,607 sqft
Unfinished Basement	2,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	233,482 sqft (5.36 acres)
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	802 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000625287
Street Address	200 TERRACE RD
City	KALISPELL
State	MT
Zip	59901-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE PINE RANCHES 1 AMD, S25, T28 N, R22 W, LOT 004
Legal Range	22W
Legal Township	28N
Legal Section	25
Legal Subdivision	LONE PINE RANCHES 1 AMD
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4015
Census Tract	802

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Oct 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	201611186
Prior Transfer Date	Nov 6, 2015
Prior Transfer Doc	0000026256
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 TERRACE RD, KALISPELL, MT 59901-7432

Mortgage

Document Number	202500025567
Date	Nov 25, 2025
Instrument	202500025567

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006570
Date	Mar 15, 2022
Instrument	202200006570

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	GREAT FALLS, MT 59404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027053
Date	Oct 22, 2019
Instrument	201900027053

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2044

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011323
Date	Jun 5, 2017
Instrument	201700011323

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	200 TERRACE RD, KALISPELL, MT 59901-7432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900025921
Date	Oct 11, 2019
Instrument	201900025921

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,951.00 (-27.91%)	$1,472,600 (+28.45%)
2025			$1,472,600 (+28.45%) Land $400,688 Building $1,071,912
2023	$9,642.00	$1,146,400	$1,146,400 Land $231,244 Building $915,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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