Flathead County property record for 234 Terrace Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,893 sqft · built 1991 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $689,000 (Jun 2015) |
| Tax Bill | $5,934 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0776554 |
| Primary APN | R0776554 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,893 sqft Living Area |
| 1st Floor Area | 2,258 sqft |
| 2nd Floor Area | 1,635 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 248,292 sqft (5.7 acres) |
| Garage Type | Mixed |
| Garage Area | 2,877 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 568 sqft |
| Deck Area | 60 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000625288 |
|---|---|
| Street Address | 234 TERRACE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONE PINE RANCHES 1 AMD, S25, T28 N, R22 W, LOT 006 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 25 |
| Legal Subdivision | LONE PINE RANCHES 1 AMD |
| Legal Lot Number | 6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 802 |
234 Terrace Rd is owned and occupied by two individuals who bought it in June 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 TERRACE RD, KALISPELL, MT 59901-7432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on File |
| Deed Sale | Jun 30, 2015 · Amount on File |
| Prior Sale | Oct 31, 2006 |
| Deed Document Number | 201513142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 234 TERRACE RD, KALISPELL, MT 59901-7432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 202000031158 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202000031158 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 234 Terrace Rd was $5,934.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,934.00 | $1,283,900 | |
| 2025 | $1,283,900 Land $401,810 Building $882,090 | ||
| 2023 | $7,767.00 | $923,500 | $923,500 Land $233,930 Building $689,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 234 Terrace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Terrace Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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