226 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 226 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1958
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Nov 2021)
Tax Bill	$10,307 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00389490-000000`

Property Details

APN / Parcel Number

Primary APN	`00389490-000000`
Alternative APNs	`20643600389490000000` `1477869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	204 sqft
Patio Area	478 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1477869
Old Parcel Number	20643600389490000000
Street Address	226 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWER MATECUMBE BEACH PB3-34 LOWER MATECMBE KEY NORTH 15 FT OF LOT 31 & NORTHEAST 30 FT LOT 32 BK 3 OR493-798/799 OR1772-1568
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	3
Legal Lot Number	31-32
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	226 SUNSET DR, ISLAMORADA, FL 33036-4228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Sep 2, 2004 · Amount on Record
Deed Document Number	2348726
Deed Book / Page	3137 / 1873
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 15, 2021
Property Address	226 SUNSET DR, ISLAMORADA, FL 33036-4228
Document Number	0031371873
Book / Page	3137 / 1873
Map Reference	MB 3 PG 34
Instrument Date	Nov 12, 2021
Instrument	2348726
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8044 SW 195TH TER, 8044, CUTLER BAY, FL 33157-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SUNSET DR, ISLAMORADA, FL 33036-4228

Mortgage

Document Number	31371875
Date	Nov 15, 2021
Instrument	3137/1875

Lender

Name	YOUELL INVESTMENT LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 12, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,123,829 (+4.93%) Land $687,503 Building $436,326	$1,123,829 (+4.93%) Land $687,503 Building $436,326
2024	$10,307.00 (+0.61%)
2023	$10,245.00 (+6.29%)	$1,071,011 (+7.72%) Land $652,463 Building $418,548	$1,071,011 (+7.72%) Land $652,463 Building $418,548
2022	$9,639.00	$994,237 Land $570,301 Building $423,936	$994,237 Land $570,301 Building $423,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20