245 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 245 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Sep 2018)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Oct 2019 Transfer Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-107-003-00`

Property Details

APN / Parcel Number

Primary APN	`13-107-003-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	245 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	619/558 2015R02839 2015R03336 2018R02939 2019R03558 W 2' OF LOT 7 ALL LOT 8 E 23' LOT 9 KIMZEYS THIRD ADDITION TOWN OF RED BU
Legal Subdivision	KIMZEYS THIRD ADDITION
Legal Lot Number	7-9
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2050
Census Tract	950800

Owner

245 Summit St is owned and occupied by two individuals who acquired it in October 2019.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Intrafamily Transfer, Transfer
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Sep 21, 2018	Warranty Deed, Transfer
Sep 21, 2018	Warranty Deed, Transfer
Sep 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Deed Document Number	20182939
Last Transfer Date	Oct 29, 2019
Transfer Doc	2019R03558
Record Updated	Oct 29, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IL
Recording Date	Oct 29, 2019
Property Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Document Number	2019R03558
Map Reference	PB H PG 2
Instrument Date	Oct 29, 2019
Instrument	2019R03558
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 SUMMIT ST, RED BUD, IL 62278-1336

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03436
Date	Nov 1, 2018
Instrument	2018R03436

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 21, 2018
Property Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Document Number	2018R02939
Map Reference	PB H PG 2
Instrument Date	Sep 9, 2018
Instrument	2018R02939
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SUMMIT ST, RED BUD, IL 62278-1336

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 21, 2018
Property Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Document Number	2018R02939
Map Reference	PB H PG 2
Instrument Date	Sep 9, 2018
Instrument	2018R02939
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SUMMIT ST, RED BUD, IL 62278-1336

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 21, 2018
Property Address	245 SUMMIT ST, RED BUD, IL 62278-1336
Document Number	2018R02939
Map Reference	PB H PG 2
Instrument Date	Sep 9, 2018
Instrument	2018R02939
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SUMMIT ST, RED BUD, IL 62278-1336

Tax Assessment & Valuation

The 2025 property tax bill for 245 Summit St was $2,584 with exemptions applied, up 8.4% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+8.39%) Homeowner's exemption Senior Citizen's exemption	$54,230 (+6.56%) Land $8,685 Building $45,545	$162,690 (+6.56%) Land $26,055 Building $136,635
2024	$2,384.00 Homeowner's exemption Senior Citizen's exemption	$50,890 Land $8,150 Building $42,740	$152,670 Land $24,450 Building $128,220
2022	$1,998.00 Homeowner's exemption Senior Citizen's exemption	$44,425 Land $7,115 Building $37,310	$133,275 Land $21,345 Building $111,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 245 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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