227 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 227 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-107-001-00`

Property Details

APN / Parcel Number

Primary APN	`13-107-001-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	227 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	488/375 729/926-928 744/140 809/212 2009R05453 2015R02733 2018R00457 W 2' LOT 4, ALL LOT 5 & E 23' LOT 6 KIMZEYS THIRD ADD CI
Legal Subdivision	KIMZEYS THIRD ADD
Legal Lot Number	4-6
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2050
Census Tract	950800

Owner

227 Summit St is owned and occupied by an individual who acquired it in February 2018.

Source: Randolph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	227 SUMMIT ST, RED BUD, IL 62278-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Feb 14, 2018	Deed, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018
Deed Sale	Feb 14, 2018
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	2018457
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	227 SUMMIT ST, RED BUD, IL 62278-1336
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04807
Date	Dec 17, 2021
Instrument	2021R04807

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	227 SUMMIT ST, RED BUD, IL 62278-1336
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03647
Date	Nov 20, 2018
Instrument	2018R03647

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2043

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Feb 14, 2018
Property Address	227 SUMMIT ST, RED BUD, IL 62278-1336
Document Number	2018R00457
Map Reference	PB H PG 2
Instrument Date	Feb 9, 2018
Instrument	2018R00457
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5420 WHITE OAK DR, 5420, SMITHTON, IL 62285-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SUMMIT ST, RED BUD, IL 62278-1336

Mortgage

Document Number	2018R00458
Date	Feb 14, 2018
Instrument	2018R00458

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 227 Summit St was $2,005 with a homeowner's exemption, up 7.8% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (+7.8%) Homeowner's exemption	$39,555 (+6.56%) Land $8,705 Building $30,850	$118,665 (+6.56%) Land $26,115 Building $92,550
2024	$1,860.00 Homeowner's exemption	$37,120 Land $8,170 Building $28,950	$111,360 Land $24,510 Building $86,850
2022	$1,578.00 Homeowner's exemption	$32,400 Land $7,130 Building $25,270	$97,200 Land $21,390 Building $75,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 227 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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