232 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 232 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on File
Last Sale	$269,000 (Jun 2025)
Tax Bill	$3,547 (2024)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-108-010-00`

Property Details

APN / Parcel Number

Primary APN	`13-108-010-00`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	232 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	207/593 594/228 618/782 2012R02972 2018R01013 2020R00773 2021R00362 2021R02716 2021R04280 W 25' LOT 25 ALL LOT 26 SUB DIV KIM
Legal Subdivision	KIMZEY'S THIRD ADD
Legal Lot Number	25,26
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2053
Census Tract	950800

Owner

Source: Randolph County records · APN 13-108-010-00

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 02, 2021	Warranty Deed, Transfer
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY MORTGAGE
Mar 04, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 05, 2018	Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2025 · Amount on Record
Deed Sale	Jun 05, 2025 · Amount on Record
Prior Sale	Jul 02, 2021 · Amount on Record
Deed Document Number	20251574
Prior Transfer Date	Nov 02, 2021
Prior Transfer Doc	2021R04280
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IL
Recording Date	Nov 05, 2021
Property Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2021R04280
Map Reference	PB H PG 10 & 11
Instrument Date	Nov 02, 2021
Instrument	2021R04280
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SUMMIT ST, RED BUD, IL 62278-1335

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jul 02, 2021
Property Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2021R02716
Map Reference	PB H PG 10 11
Instrument Date	Jun 18, 2021
Instrument	2021R02716
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10175 PINE CREST RD, RED BUD, IL 62278-4458

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IL
Recording Date	Jan 20, 2021
Property Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2021R00362
Map Reference	PB H PG 10 11
Instrument Date	Jan 13, 2021
Instrument	2021R00362
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R00363
Date	Jan 20, 2021
Instrument	2021R00363

Lender

Name	COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Mar 04, 2020
Property Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2020R00773
Map Reference	PB H PG 10 11
Instrument Date	Mar 03, 2020
Instrument	2020R00773
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SUMMIT ST, RED BUD, IL 62278-1335

Mortgage

Document Number	2020R00774
Date	Mar 04, 2020
Instrument	2020R00774

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 05, 2018
Property Address	232 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2018R01013
Instrument Date	Apr 02, 2018
Instrument	2018R01013
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SUMMIT ST, RED BUD, IL 62278-1335

Mortgage

Document Number	2018R01014
Date	Apr 05, 2018
Instrument	2018R01014

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,630 (+6.56%) Land $9,435 Building $60,195	$208,890 (+6.56%) Land $28,305 Building $180,585
2024	$3,547.00 (+16.26%) Homeowner's exemption	$65,345 (+14.56%) Land $8,855 Building $56,490	$196,035 (+14.56%) Land $26,565 Building $169,470
2022	$3,051.00 Homeowner's exemption	$57,040 Land $7,730 Building $49,310	$171,120 Land $23,190 Building $147,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (17157C), as of August 18, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber · DSL	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Delta Communications, T-Mobile USA.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1570450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RED BUD serves 3,804 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

232 Summit St, Red Bud, IL 62278 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Summit St

Nearby Streets

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