Ottawa County property record for 245 Riverfront St, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1999 |
| Lot Size | 1.51 acres (66,037 sqft) |
| Owner | Company Name on Record |
| Last Sale | $390,000 (Dec 2019) |
| Tax Bill | $8,710 (2025) |
| Deeds & Mortgages | Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-15-392-005 |
| Primary APN | 70-03-15-392-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 66,037 sqft (1.51 acres) |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 RIVERFRONT ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2082 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-B |
| Legal Description | UNIT 5 SPRING COVE CONDOMINIUMS WEST, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 2641 PAGES 170-208 OTTAWA COUNTY CONDO SUB PLAN NO 247 SEC 15 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Subdivision | OTTAWA COUNTY CONDO SUB |
| Legal Block | 392 |
| Legal Unit | 5 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3020 ASHLAND TER, CLEARWATER, FL 33761-2001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on Record |
| Deed Sale | Dec 9, 2019 · Amount on Record |
| Prior Sale | Jun 13, 2013 |
| Deed Document Number | 201945836 |
| Prior Transfer Date | Dec 4, 2015 |
| Prior Transfer Doc | 0000005006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 9, 2019 |
| Property Address | 245 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Document Number | 20190045836 |
| Map Reference | LB 2641 PG 170 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019-0045836 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,354.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 RIVERFRONT ST, 245, SPRING LAKE, MI 49456-2082 |
| Name | Verified Name |
|---|---|
| Address | 3020 ASHLAND TER, CLEARWATER, FL 33761-2001 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,700 (+9.27%) | $405,400 (+9.27%) | |
| 2025 | $8,710.00 (+15.46%) | $185,500 (+8.61%) | $371,000 (+8.61%) |
| 2023 | $170,800 | $341,600 | |
| 2022 | $7,544.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1986–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures