Ottawa County property record for 237 Riverfront St, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1999 |
| Lot Size | 1.51 acres (66,037 sqft) |
| Owner | Company Name on File |
| Last Sale | $380,000 (Dec 2020) |
| Tax Bill | $7,956 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-15-392-009 |
| Primary APN | 70-03-15-392-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 66,037 sqft (1.51 acres) |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 237 RIVERFRONT ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2082 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-B |
| Legal Description | UNIT 9 SPRING COVE CONDOMINIUMS WEST, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 2641 PAGES 170-208 OTTAWA COUNTY CONDO SUB |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Subdivision | OTTAWA COUNTY CONDO SUB |
| Legal Block | 392 |
| Legal Unit | 9 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21100 |
Source: Ottawa County records · APN 70-03-15-392-009
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 237 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 04, 2022 | Warranty Deed, Transfer TRANSNATION TITLE |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Dec 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Dec 22, 2014 · Amount on Record |
| Deed Document Number | 202053974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 04, 2022 |
| Property Address | 237 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Document Number | 20220038485 |
| Map Reference | LB 2641 PG 170 |
| Instrument Date | Nov 04, 2022 |
| Instrument | 2022-0038485 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | TRANSNATION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 RIVERFRONT ST, 237, SPRING LAKE, MI 49456-2082 |
| Name | Verified Name |
|---|---|
| Address | 1341 CHARLOTTE LANDING RD, SPRINGPORT, MI 49284-9408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 237 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210015998 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-0015998 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 01, 2020 |
| Property Address | 237 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Document Number | 20200053974 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020-0053974 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 ROLLING RIDGE RD, 6, NORTHFIELD, IL 60093-1014 |
| Name | Verified Name |
|---|---|
| Address | 14279 VIRGINIA LN, GRAND HAVEN, MI 49417-9199 |
| Document Number | 20200053975 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 2020-0053975 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,900 (+14.79%) | $409,800 (+14.79%) | |
| 2025 | $7,956.00 (+26.23%) | ||
| 2023 | $178,500 | $357,000 | |
| 2022 | $6,303.00 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1986–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures