Ottawa County property record for 227 Riverfront St, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1999 |
| Lot Size | 1.51 acres (66,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Jun 2011) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-15-392-012 |
| Primary APN | 70-03-15-392-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 66,196 sqft |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 227 RIVERFRONT ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2082 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-B |
| Legal Description | UNIT 12 SPRING COVE CONDOMINIUMS WEST, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 2641 PAGES 170-208 OTTAWA COUNTY CONDO SUB PLAN NO 247 SEC 15 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Subdivision | OTTAWA COUNTY CONDO SUB |
| Legal Block | 392 |
| Legal Unit | 12 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 227 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2011 · Amount on Record |
| Deed Sale | Jun 23, 2011 · Amount on Record |
| Prior Sale | Aug 3, 2005 |
| Deed Document Number | 201122227 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 5339/927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 227 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
| Document Number | 0000023471 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202623471 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 227 RIVERFRONT ST, SPRING LAKE, MI 49456-2082 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,800 (+6.98%) | $413,600 (+6.98%) | |
| 2025 | $5,146.00 (+16.27%) Homeowner's exemption | $193,300 (+8.53%) | $386,600 (+8.53%) |
| 2023 | $178,100 | $356,200 | |
| 2022 | $4,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1986–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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