242 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 242 Reflection Dr, Williamsburg, VA 23188 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,108 sqft Living Area
Lot Size	22,869 sqft (0.525 acres)
Garage	Attached, 432 sqft
Last Sale	$210,000 (2024)
Tax Bill	$1,525.00 (2019)

Property Details

APN / Parcel Number

Primary APN	`13-3 04-0-0025`
Alternative APN	`6912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,108 sqft Living Area
Gross Area	1,540 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Roof Material	Fiberglass Roof
Lot Area	22,869 sqft (0.525 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Porch	Open Porch
Porch Area	379 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Water Source	Commercial Water Source

Location & Zoning

Account Number	6912
Street Address	242 REFLECTION DR
City	WILLIAMSBURG
State	VA
Zip	23188-7030
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-25 S-4 MIRROR LAKE ESTS
Legal Subdivision	MIRROR LAKES ESTATES
Legal Lot Number	25
Jurisdiction	JAMES CITY VA
Minor Civil Division	STONEHOUSE
Census Blockgroup	1
Census Block	1011
Census Tract	80402

Owner

Source: James City County records · APN 13-3 04-0-0025

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	213 LOCH HAVEN DR, WILLIAMSBURG, VA 23188-7042
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Deed Doc Number	202414852
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	242 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST VIRGINIA TITLE, FIRST VIRGINIA T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 LOCH HAVEN DR, WILLIAMSBURG, VA 23188-7042

Mortgage

Document Number	0202600991
Date	Jan 27, 2026
Instrument	202600991

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,400 (+24.6%) Land $45,000 Building $221,400	$266,400 (+24.6%) Land $45,000 Building $221,400
2023		$213,800 Land $41,100 Building $172,700	$213,800 Land $41,100 Building $172,700
2019	$1,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.