245 Gillespie Dr, Covington, TN 38019 Property Records

Tipton County property record for 245 Gillespie Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,131 sqft · built 1928
Lot Size	0.555 acres (24,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Mar 2018)
Tax Bill	$426 (2022)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041O D 00100`

Property Details

APN / Parcel Number

Primary APN	`084041O D 00100`
Alternative APN	`041O D 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,180 sqft (0.555 acres)
Lot Dimensions	130 ft deep x 186 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	209 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 GILLESPIE DR
City	COVINGTON
State	TN
Zip	38019-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C44
Legal Subdivision	HYDE PARK
Legal Lot Number	8 124
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5012
Census Tract	40700

Owner

Source: Tipton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 GILLESPIE DR, COVINGTON, TN 38019-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Apr 8, 2005
Deed Document Number	0001753201
Deed Book / Page	1753 / 201
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 20, 2018
Property Address	245 GILLESPIE DR, COVINGTON, TN 38019-3139
Document Number	1753201
Book / Page	001753 / 000201
Instrument Date	Mar 20, 2018
Instrument	212200
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 GILLESPIE DR COVINGTON TN 380193139, COVINGTON, TN 38019-3139

Mortgage

Document Number	1753203
Date	Mar 20, 2018
Book Page	001753/000203
Instrument	212201

Lender

Name	DANIEL & CARLA SMITH
Address	1150 LOVELACE CROSSING RD, HENNING, TN 38041-7332
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 19, 2023

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,300 (-) Land $6,025 Building $12,275
2023		$18,300 Land $6,025 Building $12,275
2022	$426.00
2020			$73,200 Land $24,100 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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