Tipton County property record for 204 Gillespie Dr, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1979 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jan 2008) |
| Tax Bill | $452 (2022) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041O D 01502 |
| Primary APN | 084041O D 01502 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,150 sqft (0.141 acres) |
| Lot Dimensions | 82 ft deep x 75 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 GILLESPIE DR |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C82 |
| Legal Subdivision | DAVIS ADDN SUB #2 |
| Legal Lot Number | 3 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 40700 |
Source: Tipton County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 70 TEAMER RD, COVINGTON, TN 38019-8077 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2008 · Amount on Record |
| Deed Sale | Jan 25, 2008 · Amount on Record |
| Prior Sale | Mar 22, 2007 · Amount on Record |
| Deed Book / Page | 1382 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 204 GILLESPIE DR, COVINGTON, TN 38019-3132 |
| Document Number | 1758763 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 70 TEAMER RD COVINGTON TN 380198077, COVINGTON, TN 38019-8077 |
| Document Number | 1758763 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 001758/000763 |
| Instrument | 213457 |
| Name | INSOUTH BK |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 3, 2021 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,650 (-) Land $2,850 Building $16,800 | ||
| 2023 | $19,650 (+42.65%) Land $2,850 Building $16,800 | ||
| 2022 | $452.00 | $13,775 Land $2,100 Building $11,675 | $55,100 (-29.9%) Land $8,400 Building $46,700 |
| 2020 | $78,600 Land $11,400 Building $67,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Aeneas Communications.
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