208 Gillespie Dr, Covington, TN 38019 Property Records

Tipton County property record for 208 Gillespie Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,268 sqft · built 1979
Lot Size	0.151 acres (6,570 sqft)
Owner	Individual Name on Record
Tax Bill	$481 (2022)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041O D 01601`

Property Details

APN / Parcel Number

Primary APN	`084041O D 01601`
Alternative APN	`041O D 01601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,570 sqft (0.151 acres)
Lot Dimensions	90 ft deep x 73 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	208 GILLESPIE DR
City	COVINGTON
State	TN
Zip	38019-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C82
Legal Subdivision	DAVIS ADDN SUBD #2
Legal Lot Number	D
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5012
Census Tract	40700

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 WALNUT VIEW DR, BRIGHTON, TN 38011-6838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF FAYETTE COUNTY
Oct 4, 2022	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022
Deed Sale	Oct 4, 2022
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	2022260974
Deed Book / Page	1977 / 121
Prior Transfer Date	Mar 22, 2020
Prior Transfer Doc	0000183841
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	208 GILLESPIE DR, COVINGTON, TN 38019-3132
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WALNUT VIEW DR, BRIGHTON, TN 38011-6838

Mortgage

Document Number	0002016572
Date	Oct 9, 2023
Book Page	2016/572
Instrument	269737

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 4, 2022
Property Address	208 GILLESPIE DR, COVINGTON, TN 38019-3132
Document Number	0001977121
Book / Page	1977 / 121
Map Reference	CAB A SL 18-B
Instrument Date	Sep 29, 2022
Instrument	260974
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, FAYETTE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 GILLESPIE DR, COVINGTON, TN 38019-3132

Mortgage

Document Number	0000260975
Date	Oct 4, 2022
Instrument	260975

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,975 (-) Land $3,000 Building $17,975
2023		$20,975 (+42.93%) Land $3,000 Building $17,975
2022	$481.00	$14,675 Land $2,200 Building $12,475	$58,700 (-30.04%) Land $8,800 Building $49,900
2020			$83,900 Land $12,000 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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