Bergen County and Saddle River Borough property record for 245 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,024 sqft · built 1982 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Jul 2023) |
| Tax Bill | $16,005 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 58-01102-0000-00011 |
| Primary APN | 58-01102-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,024 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Lot Area | 130,680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 011800 |
|---|---|
| Street Address | 245 E SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3AC (2,6-A) |
| Legal Subdivision | BOROUGH/SADDLE RIVER |
| Legal Block | 1102 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01102-0000-00011
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 05, 2018 | Executor's Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | Jul 05, 2018 · Amount on Record |
| Deed Document Number | 202348733 |
| Deed Book / Page | 5045 / 72 |
| Last Transfer Date | Sep 13, 2024 |
| Transfer Doc | 0053801994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 26, 2023 |
| Property Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0050450072 |
| Book / Page | 5045 / 72 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023048733 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | FORTRESS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Name | Verified Name |
|---|---|
| Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 2023048734 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023048734 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 05, 2018 |
| Property Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0029861827 |
| Book / Page | 2986 / 1827 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 00018-047378 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,500,000 (-) Land $810,000 Building $690,000 | $1,500,000 (-) Land $810,000 Building $690,000 | |
| 2025 | $16,005.00 (+2.99%) | $1,500,000 (-) Land $810,000 Building $690,000 | $1,500,000 (-) Land $810,000 Building $690,000 |
| 2024 | $15,540.00 (+4.23%) | ||
| 2023 | $1,500,000 (-) Land $810,000 Building $690,000 | $1,500,000 (-) Land $810,000 Building $690,000 | |
| 2022 | $14,910.00 (+0.91%) | $1,500,000 Land $810,000 Building $690,000 | $1,500,000 Land $810,000 Building $690,000 |
| 2021 | $14,775.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 68 (1978–2021) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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