242 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 242 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 1925
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (May 2021)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`58-01105-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`58-01105-0000-00042`
Alternative APNs	`580110500042` `002500`

Interior

Stories	1 Story
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	002500
Street Address	242 E SADDLE RIVER RD
City	SADDLE RIVER
State	NJ
Zip	07458-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.7AC (1,22)
Legal Block	1105
Legal Lot Number	42
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3004
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 26, 2019	Grant Deed, Transfer GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202181905
Deed Book / Page	4162 / 1062
Prior Transfer Date	Oct 16, 1998
Prior Transfer Doc	0000164816
Record Updated	Sep 20, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	May 24, 2021
Property Address	242 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614
Document Number	0041621062
Book / Page	4162 / 1062
Instrument Date	Feb 26, 2021
Instrument	2021081905
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 DENISON DR, 8, SADDLE RIVER, NJ 07458-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614

Mortgage

Document Number	2021081906
Date	May 24, 2021
Instrument	2021081906

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 26, 2019
Property Address	242 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614
Document Number	0034220578
Book / Page	003422 / 000578
Instrument Date	Oct 8, 2019
Instrument	82421
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	242 E SADDLE RIVER RD SADDLE RIVER NJ 074582614, SADDLE RIVER, NJ 07458-2614

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,200 (-) Land $386,100 Building $134,100	$520,200 (-) Land $386,100 Building $134,100
2025	$5,551.00 (+3.01%)	$520,200 (-) Land $386,100 Building $134,100	$520,200 (-) Land $386,100 Building $134,100
2024	$5,389.00 (+4.24%)
2023		$520,200 Land $386,100 Building $134,100	$520,200 Land $386,100 Building $134,100
2022	$5,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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