Bergen County and Saddle River Borough property record for 241 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7,631 sqft · built 2020 |
| Lot Size | 6.21 acres (270,508 sqft) |
| Owner | Individual Name on File |
| Last Sale | $995,000 (Nov 2019) |
| Tax Bill | $36,661 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 58-01102-0000-00012 |
| Primary APN | 58-01102-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,631 sqft Living Area |
| 1st Floor Area | 7,631 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 270,508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 011900 |
|---|---|
| Street Address | 241 E SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.21AC (2,6) |
| Legal Block | 1102 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01102-0000-00012
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 30, 2023 | Deed of Trust, Mortgage · SBA Mortgage FINWISE BANK |
| Jan 30, 2023 | Deed of Trust, Mortgage · SBA Mortgage FINWISE BANK |
| May 06, 2020 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Nov 05, 2019 | Deed with Mortgage, Transfer FM HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Deed Document Number | 20197515501 |
| Deed Book / Page | 3398 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0046830126 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 4683/126 |
| Instrument | 2022051255 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0049191625 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 4919/1625 |
| Instrument | 2023008461 |
| Name | FINWISE BANK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84107 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0049191642 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 4919/1642 |
| Instrument | 2023008462 |
| Name | FINWISE BANK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84107 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035901802 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 3590/1802 |
| Instrument | 20-046175 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 05, 2019 |
| Property Address | 241 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 0033980590 |
| Book / Page | 003398 / 000590 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 75155 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 E SADDLE RIVER RD SADDLE RIVER NJ 074582606, SADDLE RIVER, NJ 07458-2606 |
| Document Number | 33980596 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 003398/000596 |
| Instrument | 75155 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 04, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,435,900 (-) Land $1,170,200 Building $2,265,700 | $3,435,900 (-) Land $1,170,200 Building $2,265,700 | |
| 2025 | $36,661.00 (+2.99%) | $3,435,900 (-) Land $1,170,200 Building $2,265,700 | $3,435,900 (-) Land $1,170,200 Building $2,265,700 |
| 2024 | $35,596.00 (+4.23%) | ||
| 2023 | $3,435,900 Land $1,170,200 Building $2,265,700 | $3,435,900 Land $1,170,200 Building $2,265,700 | |
| 2022 | $34,152.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 68 (1978–2021) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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