245 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 245 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	837 sqft · built 1940
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Jul 2022)
Tax Bill	$2,327 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more
APN	`05-00086-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`05-00086-0000-00046`
Alternative APN	`050008600046`

Interior

Stories	1 Story
Building Area	837 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	245 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L47,48
Legal Block	86
Legal Lot Number	46
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3033
Census Tract	21804

Owner

245 E Pacific Ave is owned and occupied by an individual who bought it in July 2022.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 29, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Aug 10, 2018	Grant Deed, Transfer SHORE TITLE
Aug 28, 2017	Grant Deed, Transfer SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202222262
Deed Book / Page	4066 / 222
Prior Transfer Date	Jun 20, 1991
Prior Transfer Doc	2161000148
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 6, 2022
Property Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Document Number	0000022262
Book / Page	D4066 / 222
Instrument Date	Jul 1, 2022
Instrument	2022022262
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635

Mortgage

Document Number	0000022263
Date	Jul 6, 2022
Instrument	2022022263

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 29, 2020
Property Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Document Number	0039420019
Book / Page	003942 / 000019
Instrument Date	Jul 31, 2020
Instrument	37530
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	AFFINITY LAND SERVICES LLC, AFFINITY LAND SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	601 KINGS HWY CAPE MAY COURT HOUSE NJ 082101031, CAPE MAY COURT HOUSE, NJ 08210-1031

Mortgage

Document Number	62660846
Date	Oct 29, 2020
Book Page	006266/000846
Instrument	37531

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Document Number	0062660846
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	AFFINITY LAND SERVICES LLC, AFFINITY LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	245 E PACIFIC AVE VILLAS NJ 082512635, VILLAS, NJ 08251-2635

Mortgage

Document Number	0062660846
Date	Oct 29, 2020
Book Page	006266/000846
Instrument	37531

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 10, 2018
Property Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Document Number	0038070076
Book / Page	003807 / 000076
Instrument Date	Aug 3, 2018
Instrument	64508
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14010 REBECCA DR PHILADELPHIA PA 191161163, PHILADELPHIA, PA 19116-1163

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 28, 2017
Property Address	245 E PACIFIC AVE, VILLAS, NJ 08251-2635
Document Number	0037480365
Book / Page	003748 / 000365
Instrument Date	Aug 18, 2017
Instrument	26673
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	557 NUMMYTOWN RD CAPE MAY NJ 082044511, CAPE MAY, NJ 08204-4511

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (-) Land $77,000 Building $38,000	$115,000 (-) Land $77,000 Building $38,000
2025		$115,000 Land $77,000 Building $38,000	$115,000 Land $77,000 Building $38,000
2024	$2,327.00
2023		$115,000 Land $77,000 Building $38,000	$115,000 Land $77,000 Building $38,000
2022	$2,222.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 245 E Pacific Ave; there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Pacific Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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