245 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 245 E Main St, Bradford, PA 16701

Property Summary

Property TypeSingle Family Home
Details1,106 sqft · built 1899
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$15,500 (Aug 2021)
Tax Bill$1,683 (2026)
Deeds & MortgagesApr 2022 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN06-010.-220.00

Property Details

APN / Parcel Number

Primary APN06-010.-220.00
Alternative APN
  • 004592

Interior

Building Area1,106 sqft Total Area

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 36 ft wide

Location & Zoning

Street Address245 E MAIN ST
CityBRADFORD
StatePA
Zip16701-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD CONTROL:0987-0482
JurisdictionMCKEAN PA
Township / Civil DivisionBRADFORD
Census Block Group2
Census Block2038
Census Tract420400

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1192 SOUTH AVE, BRADFORD, PA 16701-3834
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
HAMLIN BANK & TRUST COMPANY
Aug 19, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleJan 29, 2008 · Amount on Record
Deed Document Number20213533
Deed Book / Page987 / 482
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCKEAN PA
Property Address245 E MAIN ST, BRADFORD, PA 16701-1623
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 SOUTH AVE, BRADFORD, PA 16701-3834

Mortgage

Document Number001005/234
DateApr 5, 2022
Book Page1005/234
Instrument202201188
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
AddressBRADFORD, PA 16701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueApr 5, 2032

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCKEAN PA
Recording DateAug 19, 2021
Property Address245 E MAIN ST, BRADFORD, PA 16701-1623
Document Number000987/482
Book / Page987 / 482
Instrument DateAug 18, 2021
Instrument202103533
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 SOUTH AVE, BRADFORD, PA 16701-3834

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
MunicipalityBradford City
CountyMcKean County
Unified School DistrictBradford Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,683.00 (+3.25%)$30,820 (-) Land $5,000 Building $25,820
2024$1,630.00$30,820 Land $5,000 Building $25,820
1998$30,820 Land $5,000 Building $25,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1979–2008)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims
  • Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRADFORD CITY WATER AUTHORITY
serves 18,500 people · EPA ID PA6420014
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2020
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Apr 2025
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

Nearby Properties on E Main St

Nearby Streets

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