236 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 236 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,916 sqft · built 1920
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Oct 2022)
Tax Bill	$3,953 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-009.-320.00`

Property Details

APN / Parcel Number

Primary APN	`06-009.-320.00`
Alternative APN	`005375`

Interior

Building Area	1,916 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	248 ft deep x 64 ft wide

Location & Zoning

Street Address	236 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1020-0973
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2040
Census Tract	420400

Owner

236 E Main St is owned and occupied by an individual who bought it in October 2022.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	236 E MAIN ST, BRADFORD, PA 16701-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Oct 24, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Nov 24, 2008 · Amount on File
Deed Document Number	20223913
Deed Book / Page	1020 / 973
Prior Transfer Date	Oct 16, 2017
Prior Transfer Doc	00884/0274
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	236 E MAIN ST, BRADFORD, PA 16701-1622
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E MAIN ST, BRADFORD, PA 16701-1622

Mortgage

Document Number	001013/375
Date	Jul 27, 2022
Book Page	1013/375
Instrument	202202624

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 25, 2029

Interest

Rate Type	Adjustable Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 24, 2022
Property Address	236 E MAIN ST, BRADFORD, PA 16701-1622
Document Number	001020/973
Book / Page	1020 / 973
Instrument Date	Oct 22, 2022
Instrument	202203913
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E MAIN ST, BRADFORD, PA 16701-1622

Mortgage

Document Number	0202203914
Date	Oct 24, 2022
Instrument	202203914

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Oct 20, 2017
Property Address	236 E MAIN ST, BRADFORD, PA 16701-1622
Document Number	00884/0274
Book / Page	884 / 0274
Instrument Date	Oct 16, 2017
Instrument	201704315
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E MAIN ST, BRADFORD, PA 16701-1622

Mortgage

Document Number	0201704316
Date	Oct 20, 2017
Instrument	201704316

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 236 E Main St was $3,953.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,953.00	$72,400 (-) Land $12,000 Building $60,400
2025	$3,953.00 (+3.24%)	$72,400 (-) Land $12,000 Building $60,400
2024	$3,829.00	$72,400 Land $12,000 Building $60,400
1998			$72,400 Land $12,000 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 236 E Main St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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