243 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 243 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,202 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-010.-221.00`

Property Details

APN / Parcel Number

Primary APN	`06-010.-221.00`
Alternative APN	`004840`

Interior

Building Area	1,202 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Location & Zoning

Street Address	243 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0934-0983
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2038
Census Tract	420400

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 MAIN ST, LEWIS RUN, PA 16738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage CNB BANK
Oct 25, 2019	Warranty Deed, Transfer
Dec 7, 2018	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	243 E MAIN ST, BRADFORD, PA 16701-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	941/0128
Date	Jan 10, 2020
Book Page	941/0128
Instrument	202000092

Lender

Name	CNB BANK
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 25, 2019
Property Address	243 E MAIN ST, BRADFORD, PA 16701-1623
Document Number	934/0983
Book / Page	934 / 0983
Instrument Date	Oct 24, 2019
Instrument	201903853
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WOODLAWN AVE, BRADFORD, PA 16701-3245

December 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 7, 2018
Property Address	243 E MAIN ST, BRADFORD, PA 16701-1623
Document Number	913/0379
Book / Page	913 / 0379
Instrument Date	Nov 21, 2018
Instrument	201804746
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E MAIN ST, BRADFORD, PA 16701-1623

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00 (+3.26%)	$23,190 (-) Land $4,500 Building $18,690
2024	$1,226.00	$23,190 Land $4,500 Building $18,690
1998			$23,190 Land $4,500 Building $18,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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