Orange County property record for 245 E Harding St, Orlando, FL 32806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,573 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,265 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-29-0030-00-030 |
| Primary APN | 01-23-29-0030-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,573 sqft Living Area |
| Gross Area | 4,831 sqft |
| Street Address | 245 E HARDING ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32806-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T |
| Legal Description | AAI HARDING 108/60 LOT 3 |
| Legal Subdivision | AAI HARDING |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11300 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 W ROSEVEAR ST, ORLANDO, FL 32804-3850 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801,000 (+248.26%) Land $230,000 Building $571,000 | $801,000 (+248.26%) Land $230,000 Building $571,000 | |
| 2025 | $4,265.00 (+1.67%) | $230,000 (+12.2%) Land $230,000 | $230,000 (+12.2%) Land $230,000 |
| 2024 | $4,195.00 (+11.45%) | ||
| 2023 | $3,764.00 (+19.8%) | $205,000 (+20.59%) Land $205,000 | $205,000 (+20.59%) Land $205,000 |
| 2022 | $3,142.00 | $170,000 Land $170,000 | $170,000 Land $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Summit Broadband, Verizon.
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