411 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 411 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	8 bd · 7.25 ba · 5,455 sqft · built 2020
Lot Size	0.164 acres (7,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$696,900 (Sep 2020)
Tax Bill	$11,836 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-4548-00-510`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-4548-00-510`
Alternative APNs	`292301454800510` `385228` `390512` `394965`

Interior

Bedrooms	8 Beds
Full Baths	7.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,455 sqft Living Area
Gross Area	7,276 sqft
1st Floor Area	1,847 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,124 sqft (0.164 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	LAKE LANCASTER PLACE G/108 LOT 51
Legal Subdivision	LAKE LANCASTER PLACE
Legal Tract	4548
Legal Lot Number	51
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3017
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 E HARDING ST, ORLANDO, FL 32806-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Subdivision Related Transfer TRUIST BK
Jan 7, 2020	Warranty Deed, Transfer TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD
Sep 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	2020500191
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	0000559043
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 24, 2020
Property Address	411 E HARDING ST, ORLANDO, FL 32806-4029
Document Number	0000500191
Instrument Date	Aug 22, 2020
Instrument	500191
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2020
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,878.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 E HARDING ST ORLANDO FL 328064029, ORLANDO, FL 32806-4029

Mortgage

Document Number	500192
Date	Sep 24, 2020
Instrument	500192

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 7, 2020
Property Address	411 E HARDING ST, ORLANDO, FL 32806-4029
Document Number	0000009148
Instrument Date	Dec 31, 2019
Instrument	9148
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 21, 2018
Property Address	411 E HARDING ST, ORLANDO, FL 32806-4029
Document Number	0000559043
Instrument Date	Sep 20, 2018
Instrument	559043
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2801 LAKE ARNOLD PL ORLANDO FL 328061649, ORLANDO, FL 32806-1649

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,358 (+2.7%)	$895,080 (-1.07%) Land $230,000 Building $665,080
2025	$11,836.00 (+3.33%) Homeowner's exemption	$681,945 (+5.99%)	$904,730 (+13.27%) Land $230,000 Building $674,730
2024	$11,455.00 (+3.99%)
2023	$11,015.00 (+2.83%) Homeowner's exemption	$643,423 (+3%)	$798,728 (+19.52%) Land $205,000 Building $593,728
2022	$10,712.00 Homeowner's exemption	$624,683	$668,289 Land $170,000 Building $498,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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