Sacramento County property record for 234 Downing Dr, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1976 |
| Lot Size | 0.151 acres (6,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Nov 2019) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0270-021-0000 |
| Primary APN | 148-0270-021-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,570 sqft (0.151 acres) |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 234 DOWNING DR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | MEADOWVIEW 03, LOT 83 |
| Legal Subdivision | MEADOWVIEW 03 |
| Legal Lot Number | 83 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 9501 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 234 DOWNING DR, GALT, CA 95632-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC |
| Nov 25, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Book / Page | 20191125 / 1170 |
| Prior Transfer Date | Aug 17, 2005 |
| Prior Transfer Doc | 0000000811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 20, 2021 |
| Property Address | 234 DOWNING DR, GALT, CA 95632-2123 |
| Document Number | 2021082000525 |
| Map Reference | MB 97 MAP 19 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021082000525 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 234 DOWNING DR, GALT, CA 95632-2123 |
| Document Number | 2021082000526 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021082000526 |
| Name | ASSET FINANCIAL CENTER INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 25, 2019 |
| Property Address | 234 DOWNING DR, GALT, CA 95632-2123 |
| Document Number | 1911251170 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 1911251170 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 234 DOWNING DR GALT CA 956322123, GALT, CA 95632-2123 |
| Document Number | 1911251171 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 1911251171 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $334,650 (+2%) Land $78,084 Building $256,566 | |
| 2025 | $3,772.00 (+4.49%) | $328,089 (+4.04%) Land $76,553 Building $251,536 |
| 2024 | $3,610.00 (+1.72%) | |
| 2023 | $3,549.00 (+4.2%) | $315,350 Land $73,581 Building $241,769 |
| 2022 | $3,406.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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