245 Division St, Clermont, FL 34711 Property Records

Lake County property record for 245 Division St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,181 sqft · built 1989
Lot Size	0.109 acres (4,758 sqft)
Owner	Owner Name on Record
Last Sale	$120,000 (Oct 2014)
Tax Bill	$3,664 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0025-000-02800`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0025-000-02800`
Alternative APN	`3259661`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	4,758 sqft (0.109 acres)
Garage Type	Finished
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3259661
Street Address	245 DIVISION ST
City	CLERMONT
State	FL
Zip	34711-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT CHERRY KNOLL LOT 28--LESS S 2.90 FT-- PB 29 PGS 99-100 ORB 4534 PG 132
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CHERRY KNOLL
Legal Tract	25
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	200 DIVISION ST, CLERMONT, FL 34711-7701

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2014 · Amount on Record
Deed Sale	Oct 2, 2014 · Amount on Record
Prior Sale	Mar 10, 2009 · Amount on Record
Deed Document Number	2014107208
Deed Book / Page	4534 / 0132
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	245 DIVISION ST, CLERMONT, FL 34711-7701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055741687
Date	Nov 2, 2020
Book Page	5574/1687
Instrument	2020122822

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	245 DIVISION ST, CLERMONT, FL 34711-7701
Document Number	0052461952
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DIVISION ST CLERMONT FL 347117701, CLERMONT, FL 34711-7701

Mortgage

Document Number	0052461952
Date	Mar 11, 2019
Book Page	005246/001952
Instrument	26533

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,709 (+22.24%) Land $67,500 Building $172,209	$239,709 (+22.24%) Land $67,500 Building $172,209
2024	$3,664.00 (+12.77%)
2023	$3,249.00 (+12.42%)	$196,101 (+18.06%)	$196,101 (+18.06%) Land $67,500 Building $128,601
2022	$2,890.00	$166,101	$166,101 Land $37,500 Building $128,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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