235 Division St, Clermont, FL 34711 Property Records

Lake County property record for 235 Division St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,181 sqft · built 1989
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2021)
Tax Bill	$1,986 (2024)
Deeds & Mortgages	Aug 2021 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0025-000-02900`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0025-000-02900`
Alternative APN	`3259670`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	4,704 sqft (0.107 acres)
Garage Type	Finished
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3259670
Street Address	235 DIVISION ST
City	CLERMONT
State	FL
Zip	34711-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT CHERRY KNOLL LOT 29 PB 29 PGS 99-100 ORB 5775 PG 2028
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CHERRY KNOLL
Legal Tract	25
Legal Lot Number	29
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 DIVISION ST, CLERMONT, FL 34711-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer LP TITLE SERVICES LLC
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 22, 2017	Warranty Deed, Transfer · FHA Mortgage SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	2021114132
Deed Book / Page	5775 / 2028
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 18, 2021
Property Address	235 DIVISION ST, CLERMONT, FL 34711-7701
Document Number	0057752028
Book / Page	5775 / 2028
Map Reference	MB 29 PG 99&100
Instrument Date	Aug 11, 2021
Instrument	2021114132
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LP TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 DIVISION ST, CLERMONT, FL 34711-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 DIVISION ST, CLERMONT, FL 34711-7701

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 1, 2020
Property Address	235 DIVISION ST, CLERMONT, FL 34711-7701
Document Number	0055540195
Book / Page	5554 / 195
Map Reference	MB 29 PG 99&100
Instrument Date	Sep 2, 2020
Instrument	2020109291
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 DIVISION ST, 235, CLERMONT, FL 34711-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 DIVISION ST, CLERMONT, FL 34711-7701

Mortgage

Document Number	0005554196
Date	Oct 1, 2020
Instrument	5554/196

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2017
Property Address	235 DIVISION ST, CLERMONT, FL 34711-7701
Document Number	0049621027
Book / Page	004962 / 001027
Instrument Date	Jun 22, 2017
Instrument	67764
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	235 DIVISION ST CLERMONT FL 347117701, CLERMONT, FL 34711-7701

Mortgage

Document Number	49621029
Date	Jun 22, 2017
Book Page	004962/001029
Instrument	67765

Lender

Name	SUNBELT LNDG SVCS
Address	CLEARWATER, FL 33759

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,150 (+5.99%) Land $67,500 Building $99,650	$239,709 (-0.17%) Land $67,500 Building $172,209
2024	$1,986.00 (+2.64%)
2023	$1,935.00 (-0.36%) Homeowner's exemption Widower's exemption Additional exemption filed	$157,710 (+3%)	$240,118 (+14.28%) Land $67,500 Building $172,618
2022	$1,942.00 Homeowner's exemption Widower's exemption Additional exemption filed	$153,118	$210,118 Land $37,500 Building $172,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

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