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240 Division St, Clermont, FL 34711 Property Records

Lake County property record for 240 Division St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,178 sqft · built 1989
Lot Size0.067 acres (2,900 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Mar 2026)
Tax Bill$1,279 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-22-26-0025-000-02000

Property Details

APN / Parcel Number

Primary APN18-22-26-0025-000-02000
Alternative APNs
  • 262218002500002000
  • 3037103

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area1,715 sqft
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area2,900 sqft (0.067 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeAttached
Garage Area401 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3037103
Street Address240 DIVISION ST
CityCLERMONT
StateFL
Zip34711-7701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCLERMONT CHERRY KNOLL LOT 20 PB 29 PGS 99-100 ORB 4719 PG 1795
Legal Range26E
Legal Township22S
Legal Section18
Legal SubdivisionCHERRY KNOLL SUB
Legal Tract0025
Legal Lot Number20
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1048
Census Tract31309

Owner

Source: Lake County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 DIVISION ST, CLERMONT, FL 34711-7701
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Prior SaleDec 22, 2015 · Amount on Record
Deed Document Number202632426
Deed Book / Page6701 / 1696
Prior Transfer DateFeb 15, 2013
Prior Transfer Doc0042820671
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 17, 2026
Property Address240 DIVISION ST, CLERMONT, FL 34711-7701
Document Number0067011696
Book / Page6701 / 1696
Map ReferenceMB 29 PG 99&100
Instrument DateMar 4, 2026
Instrument2026032426
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 E 85TH ST # ST341, ST341, NEW YORK, NY 10028-2140

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 DIVISION ST, CLERMONT, FL 34711-7701

Mortgage

Document Number0067011698
DateMar 17, 2026
Instrument6701/1698
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,490 (+2.89%)$242,792 (-) Land $67,500 Building $175,292
2025$1,279.00 (+1.59%) Homeowner's exemption Senior Citizen's exemption$142,370 (+5.99%) Land $67,500 Building $74,870$242,792 (+22.41%) Land $67,500 Building $175,292
2024$1,259.00 (+4.05%)
2023$1,210.00 (+5.31%) Homeowner's exemption Senior Citizen's exemption$134,330 (+3%)$198,336 (+17.82%) Land $67,500 Building $130,836
2022$1,149.00 Homeowner's exemption Senior Citizen's exemption$130,420$168,336 Land $37,500 Building $130,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1995–2018)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Hotwire Communications.

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