245 Copper St, Elko, NV 89801 Property Records

Elko County property record for 245 Copper St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,248 sqft · built 1981
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Feb 2025)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Sep 2022 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-859-028`

Property Details

APN / Parcel Number

Primary APN	`001-859-028`
Alternative APN	`001-610-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	245 COPPER ST
City	ELKO
State	NV
Zip	89801-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	AUROUS ESTATES SUBDIVISION FILE 138521,LOCATED IN,MDB&M,AS AMENDED BY 415/411 WHICH IS FILE 173401
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	AUROUS ESTATES SUBDIVISION
Legal Block	J
Legal Lot Number	28
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3026
Census Tract	950701

Owner

Source: Elko County assessment roll, as of July 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 COPPER ST, ELKO, NV 89801-4429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Feb 6, 2017	Quit Claim Deed, Transfer CERTIFIED DOCUMENT SOLUTIONS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	2025847024
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	0000810962
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Sep 21, 2022
Property Address	245 COPPER ST, ELKO, NV 89801-4429
Document Number	0000810962
Instrument Date	Sep 19, 2022
Instrument	810962
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 COPPER ST, ELKO, NV 89801-4429

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	245 COPPER ST, ELKO, NV 89801-4429
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797652
Date	Nov 19, 2021
Instrument	797652

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jul 1, 2047

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 4, 2017
Property Address	245 COPPER ST, ELKO, NV 89801-4429
Document Number	0000723604
Map Reference	MB415 PG411
Instrument Date	Mar 28, 2017
Instrument	723604
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 COPPER ST, 245, ELKO, NV 89801-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 COPPER ST, ELKO, NV 89801-4429

Mortgage

Document Number	0000723605
Date	Apr 4, 2017
Instrument	723605

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 6, 2017
Property Address	245 COPPER ST, ELKO, NV 89801-4429
Document Number	0000721730
Instrument Date	Jan 20, 2017
Instrument	721730
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 COPPER ST ELKO NV 898014429, ELKO, NV 89801-4429

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (+5.74%)	$51,119 (+0.99%) Land $14,875 Building $36,244	$146,054 (+0.99%) Land $42,500 Building $103,554
2024	$1,743.00 (+9.55%)
2023	$1,591.00 (+3.04%)	$50,618 (+10.72%) Land $14,875 Building $35,743	$144,623 (+10.72%) Land $42,500 Building $102,123
2022	$1,544.00	$45,716 Land $14,875 Building $30,841	$130,617 Land $42,500 Building $88,117

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Churchill County, State of Nevada Fiber	1,000 / 1,000
JAB Wireless Fixed Wireless	250 / 50
White Cloud Networks Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito West Holding.

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