Elko County property record for 281 Copper St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1981 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,000 (Jul 2023) |
| Tax Bill | $1,741 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-859-030 |
| Primary APN | 001-859-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,640 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1981 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 281 COPPER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | AUROUS ESTATES SUBDIVISION FILE 138521,LOCATED IN,MDB&M AS AMENDED BY BOOK 415 PAGE 411 RECORDED,AS FILE NUMBER 173401 IN THE |
| Legal Range | 55 |
| Legal Township | 34 |
| Legal Section | 09 |
| Legal Subdivision | AUROUS ESTATES SUBDIVISION |
| Legal Block | J |
| Legal Lot Number | 30 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 950701 |
Source: Elko County records · APN 001-859-030
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 281 COPPER ST, ELKO, NV 89801-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Oct 26, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 822356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 21, 2023 |
| Property Address | 281 COPPER ST, ELKO, NV 89801-4429 |
| Document Number | 0000822356 |
| Map Reference | FILE 173401 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 822356 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,411.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27271 LAS RAMBLAS # 120120, 120120, MISSION VIEJO, CA 92691-8041 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 281 COPPER ST, ELKO, NV 89801-4429 |
| Document Number | 0000822357 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 822357 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 26, 2021 |
| Property Address | 281 COPPER ST, ELKO, NV 89801-4429 |
| Document Number | 0000796594 |
| Map Reference | FILE 137521 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 796594 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 546 CROYDON DR, 546, SPRING CREEK, NV 89815-5919 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 281 COPPER ST, ELKO, NV 89801-4429 |
| Document Number | 0000796595 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 796595 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,741.00 (+12.83%) | $50,086 (+1.31%) Land $14,875 Building $35,211 | $143,103 (+1.31%) Land $42,500 Building $100,603 |
| 2023 | $1,543.00 (+3%) | $49,440 (+10.59%) Land $14,875 Building $34,565 | $141,257 (+10.59%) Land $42,500 Building $98,757 |
| 2022 | $1,498.00 | $44,706 Land $14,875 Building $29,831 | $127,731 Land $42,500 Building $85,231 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), as of May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079507013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
| Wildfire Risk | High above 85% of the US · above 65% of Nevada |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| JAB Wireless Fixed Wireless | 250 / 50 |
| White Cloud Networks Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, Verizon, Zito West Holding.
Based on FCC filings for 425 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NV0000272, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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