225 Copper St, Elko, NV 89801 Property Records

Elko County property record for 225 Copper St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1985
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2025)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-859-027`

Property Details

APN / Parcel Number

Primary APN	`001-859-027`
Alternative APN	`001-610-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	225 COPPER ST
City	ELKO
State	NV
Zip	89801-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	AUROUS ESTATES SUBDIVISION FILE 138521,LOCATED IN,MDB&M,AS AMENDED IN BOOK 415, PAGE 411, DOC 176401
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	AUROUS ESTATES SUBDIVISION
Legal Block	J
Legal Lot Number	27
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3026
Census Tract	950701

Owner

225 Copper St is owned and occupied by an individual who bought it in March 2025.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	225 COPPER ST, ELKO, NV 89801-4429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 18, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 1, 2018	Deed of Trust, Mortgage ELKO FCU
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 1, 2019	Intrafamily Transfer, Transfer WFG NATIONAL TITLE
May 1, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Document Number	2025847894
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000754003
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	Apr 27, 2026
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Document Number	0000863779
Instrument Date	Apr 3, 2026
Instrument	2026863779
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COPPER ST, ELKO, NV 89801-4429

Mortgage

Document Number	0000863779,
Date	Apr 27, 2026
Instrument	2026863779

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 18, 2023
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Document Number	0000815316
Map Reference	FILE 173401
Instrument Date	Jan 4, 2023
Instrument	815316
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 COPPER ST, ELKO, NV 89801-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 COPPER ST, ELKO, NV 89801-4429

Mortgage

Document Number	0000815317
Date	Jan 18, 2023
Instrument	815317

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746641
Date	Oct 1, 2018
Instrument	746641

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000768432
Date	May 12, 2020
Instrument	768432

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	May 1, 2019
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Document Number	0000754003
Map Reference	MB415PG411FILE173401
Instrument Date	Mar 14, 2019
Instrument	754003
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 281326, LAMOILLE, NV 89828-1326

May 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 1, 2019
Property Address	225 COPPER ST, ELKO, NV 89801-4429
Document Number	0000754004
Map Reference	MB415PG411FILE173401
Instrument Date	Mar 14, 2019
Instrument	754004
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 281326, LAMOILLE, NV 89828-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COPPER ST, ELKO, NV 89801-4429

Mortgage

Document Number	0000754005
Date	May 1, 2019
Instrument	754005

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 225 Copper St was $1,766, down 2.8% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 (-2.75%)	$48,228 (-2.77%) Land $14,875 Building $33,353	$137,794 (-2.77%) Land $42,500 Building $95,294
2025	$1,816.00 (-2.16%)	$49,603 Land $14,875 Building $34,728	$141,723 Land $42,500 Building $99,223
2024	$1,856.00 (+9.95%)
2023	$1,688.00 (+8%)	$48,685 (+11.2%) Land $14,875 Building $33,810	$139,100 (+11.2%) Land $42,500 Building $96,600
2022	$1,563.00	$43,782 Land $14,875 Building $28,907	$125,091 Land $42,500 Building $82,591

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 Copper St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Copper St is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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