245 Capstone St, Belton, TX 76513 Property Records

Bell County property record for 245 Capstone St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,135 sqft · built 2009
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$793,100 (Dec 2021)
Tax Bill	$6,884 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0392703477`

Property Details

APN / Parcel Number

Primary APN	`0392703477`
Alternative APNs	`387113` `811508`

Interior

Stories	2 Stories
Building Area	3,135 sqft Living Area
1st Floor Area	2,578 sqft
2nd Floor Area	557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,695 sqft (0.521 acres)
Lot Dimensions	178 ft deep x 128 ft wide
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Pool House	189 sqft
Porch	Open Porch
Porch Area	356 sqft
Canopy	441 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	245 CAPSTONE ST
City	BELTON
State	TX
Zip	76513-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH CREST PHASE I, BLOCK 004, LOT 0005, ACRES .521
Legal Subdivision	HIGH CREST PHASE I
Legal Block	4
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2001
Census Tract	22002

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 CAPSTONE ST, BELTON, TX 76513-5645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
May 27, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	202185289
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000085289
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 29, 2021
Property Address	245 CAPSTONE ST, BELTON, TX 76513-5645
Document Number	0000085289
Map Reference	CAB D SL 131-A
Instrument Date	Dec 28, 2021
Instrument	2021085289
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	MATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CAPSTCNE ST, BELTON, TX 76513-5645

Mortgage

Document Number	0000085290
Date	Dec 29, 2021
Instrument	2021085290

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	245 CAPSTONE ST, BELTON, TX 76513-5645
Document Number	0000025712
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CAPSTONE ST BELTON TX 765135645, BELTON, TX 76513-5645

Mortgage

Document Number	0000025712
Date	Jun 1, 2020
Instrument	25712

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 31, 2040

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,884.00 (-22.33%)	$667,061 (-2.83%) Land $75,000 Building $592,061	$667,061 (-2.83%) Land $75,000 Building $592,061
2023	$8,863.00 (-8.13%) Homeowner's exemption	$686,521 Land $60,000 Building $626,521	$686,521 Land $60,000 Building $626,521
2022	$9,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, Nextlink.

Nearby Properties on Capstone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures