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154 Capstone St, Belton, TX 76513 Property Records

Bell County property record for 154 Capstone St, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,718 sqft · built 2013
Lot Size0.501 acres (21,867 sqft)
OwnerIndividual Name on Record
Tax Bill$6,970 (2024)
Deeds & MortgagesNov 2021 Line of Credit
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0392703438

Property Details

APN / Parcel Number

Primary APN0392703438
Alternative APNs
  • 387100
  • 783720

Interior

Stories1 Story
Building Area2,718 sqft Living Area
1st Floor Area2,718 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area21,867 sqft (0.501 acres)
Lot Dimensions179 ft deep x 124 ft wide
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area369 sqft
Canopy144 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number783720
Street Address154 CAPSTONE ST
CityBELTON
StateTX
Zip76513-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH CREST PHASE I, BLOCK 003, LOT 0014, ACRES .502
Legal SubdivisionHIGH CREST PHASE I
Legal Phase1
Legal Block3
Legal Lot Number14
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group2
Census Block2001
Census Tract22002

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address154 CAPSTONE ST, BELTON, TX 76513-5703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Dec 3, 2025Vendor's Lien, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025
Deed SaleDec 3, 2025
Prior SaleJul 23, 2014
Deed Document Number2025059508
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address154 CAPSTONE ST, BELTON, TX 76513-5703
Transaction TypeMortgage
Record UpdatedDec 16, 2025
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077066
DateNov 23, 2021
Instrument2021077066
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueDec 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 3, 2025
Property Address154 CAPSTONE ST, BELTON, TX 76513-5703
Document Number0000059508
Map ReferenceCAB D SL 131-A
Instrument DateDec 1, 2025
Instrument2025059508
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 CAPSTONE ST, BELTON, TX 76513-5703

Mortgage

Document Number0000059509
DateDec 3, 2025
Instrument2025059509
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$503,569 (-12.15%) Land $75,000 Building $428,569$503,569 (-12.15%) Land $75,000 Building $428,569
2024$6,970.00 (+14.45%)
2023$6,090.00 (-12.94%) Homeowner's exemption$573,220 Land $60,000 Building $513,220$573,220 Land $60,000 Building $513,220
2022$6,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 54% of Texas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System439 WSC
serves 7,836 people · EPA ID TX0140076
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Altitude ISP, Nextlink.

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