206 Capstone St, Belton, TX 76513 Property Records

Bell County property record for 206 Capstone St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,437 sqft · built 2017
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0392703444`

Property Details

APN / Parcel Number

Primary APN	`0392703444`
Alternative APNs	`387102` `835294`

Interior

Stories	1 Story
Building Area	2,437 sqft Living Area
1st Floor Area	2,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	176 ft deep x 127 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	446 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	835294
Street Address	206 CAPSTONE ST
City	BELTON
State	TX
Zip	76513-5780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH CREST PHASE I, BLOCK 003, LOT 0016, ACRES .501
Legal Subdivision	HIGH CREST PHASE I
Legal Block	3
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2001
Census Tract	22002

Owner

Source: Bell County records, as of December 1, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	206 CAPSTONE ST, BELTON, TX 76513-5780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Nov 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 2, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Mar 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Nov 2, 2017
Deed Document Number	2023052148
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	206 CAPSTONE ST, BELTON, TX 76513-5780
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CAPSTONE ST, BELTON, TX 76513-5780

Mortgage

Document Number	0000000574
Date	Jan 6, 2026
Instrument	2026000574

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 22, 2023
Property Address	206 CAPSTONE ST, BELTON, TX 76513-5780
Document Number	0000052148
Map Reference	CAB D SL 131-A
Instrument Date	Nov 14, 2023
Instrument	2023052148
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 CAPSTONE ST, BELTON, TX 76513-5780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CAPSTONE ST, BELTON, TX 76513-5780

Mortgage

Document Number	0000052149
Date	Nov 22, 2023
Instrument	2023052149

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Nov 2, 2017
Property Address	206 CAPSTONE ST, BELTON, TX 76513-5780
Document Number	0000046339
Instrument Date	Oct 30, 2017
Instrument	46339
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 CAPSTONE BELTON TX 76513, BELTON, TX 76513

Mortgage

Document Number	46341
Date	Nov 2, 2017
Instrument	46341

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Mar 27, 2017
Property Address	206 CAPSTONE ST, BELTON, TX 76513-5780
Instrument Date	Mar 20, 2017
Instrument	11727
Transaction Type	Construction Loan
Record Updated	Apr 5, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011727
Date	Mar 27, 2017
Instrument	11727

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$541,156 Land $60,000 Building $481,156	$541,156 Land $60,000 Building $481,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, Nextlink.

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