Charles County property record for 2449 Shellcove Ct, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,253 sqft · built 2000 |
| Lot Size | 0.16 acres (6,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Feb 2024) |
| Tax Bill | $11,963 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-258492 |
| Primary APN | 06-258492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,253 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,954 sqft (0.16 acres) |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 258492 |
|---|---|
| Street Address | 2449 SHELLCOVE CT |
| City | WALDORF |
| State | MD |
| Zip | 20601-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 34 CEDARBROOK SUB |
| Legal Subdivision | CEDARBROOK SUB |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850708 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2449 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 27, 2024 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FELLOWSHIP HM LOANS |
| Dec 23, 2016 | Deed of Trust, Mortgage · VA Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2010 · Amount on Record |
| Deed Book / Page | 13213 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 27, 2024 |
| Property Address | 2449 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0132130203 |
| Book / Page | 13213 / 203 |
| Map Reference | LB 48 FO 87 |
| Instrument Date | Feb 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2449 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Investor | Possibly a Property Investor |
| Document Number | 0013213212 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 13213/212 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2449 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0107410498 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2449 SHELLCOVE CT WALDORF MD 206012611, WALDORF, MD 20601-2611 |
| Document Number | 0107410498 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 010741/000498 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 8, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2449 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0097220435 |
| Book / Page | 009722 / 000435 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2449 SHELLCOVE CT WALDORF MD 206012611, WALDORF, MD 20601-2611 |
| Document Number | 0097220435 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 009722/000435 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,833 (+21.24%) | $449,400 (+19.62%) Land $126,000 Building $323,400 | |
| 2025 | $11,963.00 (+143.5%) | ||
| 2023 | $4,913.00 (+20.62%) | $350,400 (+7.78%) | $375,700 (-) Land $126,000 Building $249,700 |
| 2022 | $4,073.00 | $325,100 | $375,700 Land $126,000 Building $249,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1984–2018) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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