Charles County property record for 2444 Shellcove Ct, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,976 sqft · built 1999 |
| Lot Size | 0.186 acres (8,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Sep 2019) |
| Tax Bill | $11,201 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-258433 |
| Primary APN | 06-258433 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,115 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 258433 |
|---|---|
| Street Address | 2444 SHELLCOVE CT |
| City | WALDORF |
| State | MD |
| Zip | 20601-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 29 CEDARBROOK SUB |
| Legal Subdivision | CEDARBROOK SUB |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850708 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 25, 2019 | Special Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| May 4, 2017 | Deed, Transfer · VA Mortgage GOLDWATER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | May 4, 2017 · Amount on Record |
| Deed Book / Page | 10798 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Document Number | 0132110119 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 13211/119 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0123400479 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 12340/479 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 25, 2019 |
| Property Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Document Number | 0107980190 |
| Book / Page | 10798 / 190 |
| Map Reference | LB 48 FO 87 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Document Number | 10798200 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 10798/200 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 4, 2017 |
| Property Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Document Number | 0098170184 |
| Book / Page | 9817 / 184 |
| Map Reference | LB48 FO87 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2444 SHELLCOVE CT, WALDORF, MD 20601-2650 |
| Document Number | 0009817190 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 9817/190 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,600 (+20.83%) | $422,100 (+19.04%) Land $126,100 Building $296,000 | |
| 2025 | $11,201.00 (+143.66%) | ||
| 2023 | $4,597.00 Homeowner's exemption | $330,700 | $354,600 Land $126,100 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1984–2018) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures