Charles County property record for 2445 Shellcove Ct, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,724 sqft · built 1999 |
| Lot Size | 0.14 acres (6,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2020) |
| Tax Bill | $11,274 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-258506 |
| Primary APN | 06-258506 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,097 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 258506 |
|---|---|
| Street Address | 2445 SHELLCOVE CT |
| City | WALDORF |
| State | MD |
| Zip | 20601-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 35 CEDARBROOK SUB |
| Legal Subdivision | CEDARBROOK SUB |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850708 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jun 24, 2020 | Grant Deed, Transfer ETITLE AGENCY INC |
| Oct 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Oct 21, 2019 · Amount on Record |
| Deed Book / Page | 11192 / 210 |
| Prior Transfer Date | Oct 11, 2019 |
| Prior Transfer Doc | 0108330210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ETITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0112010440 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 11201/440 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SUMMIT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0122380023 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 12238/23 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 24, 2020 |
| Property Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0111920210 |
| Book / Page | 011192 / 000210 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ETITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2445 SHELLCOVE CT WALDORF MD 206012611, WALDORF, MD 20601-2611 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 11, 2019 |
| Property Address | 2445 SHELLCOVE CT, WALDORF, MD 20601-2611 |
| Document Number | 0108330210 |
| Book / Page | 010833 / 000210 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $253.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2445 SHELLCOVE CT WALDORF MD 206012611, WALDORF, MD 20601-2611 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,967 (+12.84%) | $393,800 (+8.1%) Land $126,000 Building $267,800 | |
| 2025 | $11,274.00 (+138.05%) | ||
| 2023 | $4,736.00 Homeowner's exemption | $340,267 | $364,300 Land $126,000 Building $238,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1984–2018) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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