2449 Emma St, Snelling, CA 95369 Property Records

Merced County property record for 2449 Emma St, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 2017
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-232-002-000`

Property Details

APN / Parcel Number

Primary APN	`043-232-002-000`
Alternative APN	`043-232-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
Gross Area	1,461 sqft
1st Floor Area	1,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Manufactured
Roof Material	Other
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-232-002
Street Address	2449 EMMA ST
City	SNELLING
State	CA
Zip	95369-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AUNT HARRIET ADD LOT 13
Legal Subdivision	AUNT HARRIET ADD
Legal Lot Number	13
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1095
Census Tract	2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2449 EMMA ST, SNELLING, CA 95369-9620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYPLACE MORTGAGE LTD
May 29, 2019	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20224671
Prior Transfer Date	May 18, 2010
Prior Transfer Doc	0000023598
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 28, 2022
Property Address	2449 EMMA ST, SNELLING, CA 95369-9620
Document Number	0000004671
Map Reference	MB C PG 342&343
Instrument Date	Jan 20, 2022
Instrument	2022004671
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2449 EMMA ST, SNELLING, CA 95369-9620

Mortgage

Document Number	0000004672
Date	Jan 28, 2022
Instrument	2022004672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2449 EMMA ST, SNELLING, CA 95369-9620
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 EMMA ST, SNELLING, CA 95369-9620

Mortgage

Document Number	0000054690
Date	Dec 10, 2021
Instrument	2021054690

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2449 EMMA ST, SNELLING, CA 95369-9620
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022490
Date	Jul 14, 2017
Instrument	2017-022490

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 29, 2019
Property Address	2449 EMMA ST, SNELLING, CA 95369-9620
Document Number	0000015366
Map Reference	MB C PG 342&343
Instrument Date	May 9, 2019
Instrument	2019015366
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 EMMA ST, SNELLING, CA 95369-9620

Mortgage

Document Number	0000015367
Date	May 29, 2019
Instrument	2019015367

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000015369
Date	May 29, 2019
Instrument	2019015369

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$297,667 (+2%) Land $70,357 Building $227,310
2025	$3,030.00 (+2.09%)	$291,831 (+4.04%) Land $68,978 Building $222,853
2024	$2,968.00 (+1.99%)
2023	$2,910.00 (+38.84%)	$280,500 Land $66,300 Building $214,200
2022	$2,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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