2448 Kettle Dr, Troy, MI 48083 Property Records

Oakland County property record for 2448 Kettle Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,597 sqft · built 1974
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Jul 2011)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-178-013`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-178-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	897 sqft
Basement Area	644 sqft
Unfinished Basement	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2448 KETTLE DR
City	TROY
State	MI
Zip	48083-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB LOT 103
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLDE FORGE SUB
Legal Lot Number	103
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1010
Census Tract	198000

Owner

2448 Kettle Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2448 KETTLE DR, TROY, MI 48083-5911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011 · Amount on File
Deed Sale	Jul 8, 2011 · Amount on File
Prior Sale	Jun 2, 1999 · Amount on File
Deed Document Number	2011126656
Deed Book / Page	43192 / 232
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000011990
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2448 KETTLE DR, TROY, MI 48083-5911
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 KETTLE DR, TROY, MI 48083-5911

Mortgage

Document Number	0000326879
Date	Feb 22, 2022
Book Page	57489/862
Instrument	326879

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 14, 2021
Property Address	2448 KETTLE DR, TROY, MI 48083-5911
Document Number	0000011990
Book / Page	55508 / 621
Map Reference	LB 130 PG 21-23
Instrument Date	Sep 29, 2020
Instrument	11990
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2448 KETTLE DR, TROY, MI 48083-5911

Mortgage

Document Number	0055508624
Date	Jan 14, 2021
Instrument	55508/624

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Oct 1, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2448 KETTLE DR, TROY, MI 48083-5911
Document Number	0000001848
Book / Page	051441 / 000861
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2448 KETTLE DR TROY MI 480835911, TROY, MI 48083-5911

Mortgage

Document Number	0000001848
Date	Jan 3, 2018
Book Page	051441/000861
Instrument	1848

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2448 Kettle Dr was $2,843 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00
2023			$248,620
2022	$2,957.00	$124,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2448 Kettle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2448 Kettle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Kettle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures