2445 Kettle Dr, Troy, MI 48083 Property Records

Oakland County property record for 2445 Kettle Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,789 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Jun 2021)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-127-024`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-127-024`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	897 sqft
Basement Area	897 sqft
Finished Basement	897 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 108 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2445 KETTLE DR
City	TROY
State	MI
Zip	48083-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB LOT 156
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLDE FORGE SUB
Legal Lot Number	156
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	198000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 KETTLE DR, TROY, MI 48083-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDFIN MORTGAGE LLC
Jun 11, 2021	Warranty Deed, Transfer INTERSTATE TITLE, INTERSTATE TITLE INC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	2021148870
Deed Book / Page	56371 / 884
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000115120
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2445 KETTLE DR, TROY, MI 48083-5912
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 WOODSIDE TRAIL DR, TROY, MI 48085-1321

Mortgage

Document Number	0000141450
Date	Jun 2, 2021
Book Page	56321/89
Instrument	141450

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 11, 2021
Property Address	2445 KETTLE DR, TROY, MI 48083-5912
Document Number	0000148870
Book / Page	56371 / 884
Map Reference	LB 130 PG 21-23
Instrument Date	May 27, 2021
Instrument	148870
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,250.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2445 KETTLE DR, TROY, MI 48083-5912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 KETTLE DR, TROY, MI 48083-5912

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2445 KETTLE DR, TROY, MI 48083-5912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022904
Date	Jan 30, 2020
Book Page	53782/00387
Instrument	22904

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 12, 2018
Property Address	2445 KETTLE DR, TROY, MI 48083-5912
Document Number	0000115120
Book / Page	051987 / 000276
Instrument Date	Jun 29, 2018
Instrument	115120
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2445 KETTLE DR TROY MI 480835912, TROY, MI 48083-5912

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00 (+3.54%)
2023			$281,580
2022	$4,883.00	$140,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Kettle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures