2355 Kettle Dr, Troy, MI 48083 Property Records

Oakland County property record for 2355 Kettle Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Jul 2022)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-127-020`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-127-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	342 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2355 KETTLE DR
City	TROY
State	MI
Zip	48083-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB LOT 152
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLDE FORGE SUB
Legal Lot Number	152
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	198000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2355 KETTLE DR, TROY, MI 48083-5664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 19, 2022	Warranty Deed, Transfer
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	2022415925
Deed Book / Page	57960 / 290
Prior Transfer Date	Sep 9, 2010
Prior Transfer Doc	0000178558
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2355 KETTLE DR, TROY, MI 48083-5664
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5471 PARKSIDE DR, BRIGHTON, MI 48114-7571

Mortgage

Document Number	0000412236
Date	Jul 11, 2022
Book Page	57939/2
Instrument	412236

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2355 KETTLE DR, TROY, MI 48083-5664
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 KETTLE DR, TROY, MI 48083-5664

Mortgage

Document Number	0000391267
Date	Jun 6, 2022
Book Page	57820/214
Instrument	391267

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 19, 2022
Property Address	2355 KETTLE DR, TROY, MI 48083-5664
Document Number	0000415925
Book / Page	57960 / 290
Map Reference	LB 130 PG 21-23
Instrument Date	Jul 6, 2022
Instrument	415925
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount Recorded
Tax	$2,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2355 KETTLE DR, 2355, TROY, MI 48083-5664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 KETTLE DR, TROY, MI 48083-5664

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2355 KETTLE DR, TROY, MI 48083-5664
Document Number	0000100273
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2355 KETTLE DR TROY MI 480835664, TROY, MI 48083-5664

Mortgage

Document Number	0000100273
Date	May 26, 2020
Book Page	054253/000270
Instrument	100273

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,686.00 (+34.48%)
2023			$289,920
2022	$4,228.00	$144,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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