2446 Dunstan St, Oceanside, CA 92054 Property Records

San Diego County property record for 2446 Dunstan St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,682 sqft · built 1964
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on File
Last Sale	$189,500 (May 1987)
Tax Bill	$4,108 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151-111-13-00`

Property Details

APN / Parcel Number

Primary APN	`151-111-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,682 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2446 DUNSTAN ST
City	OCEANSIDE
State	CA
Zip	92054-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 11 POR TR 002322
Legal Subdivision	DUNSTAN HEIGHTS
Legal Tract	002322
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	18504

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2446 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 1987 · Amount on Record
Deed Sale	May 13, 1987 · Amount on Record
Prior Sale	Aug 31, 1984 · Amount on Record
Deed Document Number	1987261337
Last Transfer Date	Dec 18, 2019
Transfer Doc	0000015143
Record Updated	Sep 20, 2026

January 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	2446 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Document Number	0000015143
Instrument Date	Dec 18, 2019
Instrument	15143
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2446 DUNSTAN ST OCEANSIDE CA 920545727, OCEANSIDE, CA 92054-5727

Mortgage

Document Number	15144
Date	Jan 10, 2020
Instrument	15144

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 9, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Mortgage

Document Number	15145,
Date	Jan 10, 2020
Instrument	15145

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 9, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,331 (+2%) Land $78,495 Building $298,836
2025	$4,108.00 (+5.28%) Homeowner's exemption	$369,933 (+4.04%) Land $76,956 Building $292,977
2023	$3,902.00 (+1.56%) Homeowner's exemption	$355,570 Land $73,969 Building $281,601
2022	$3,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

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