2440 Dunstan St, Oceanside, CA 92054 Property Records

San Diego County property record for 2440 Dunstan St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1961
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (May 2017)
Tax Bill	$9,261 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151-111-01-00`

Property Details

APN / Parcel Number

Primary APN	`151-111-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,738 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	66,647 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2440 DUNSTAN ST
City	OCEANSIDE
State	CA
Zip	92054-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 POR TR 002322
Legal Subdivision	DUNSTAN HEIGHTS
Legal Tract	002322
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	18504

Owner

Source: San Diego County records · APN 151-111-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 31, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY SD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jul 12, 2002 · Amount on Record
Deed Document Number	2017244364
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000244363
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727

Mortgage

Document Number	0000298475
Date	Jul 20, 2022
Instrument	2022-0298475

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727

Mortgage

Document Number	0000037915
Date	Jan 19, 2021
Instrument	2021-0037915

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727

Mortgage

Document Number	0000613024
Date	Oct 09, 2020
Instrument	2020-0613024

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2017
Property Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Document Number	0000244363
Instrument Date	May 24, 2017
Instrument	244363
Transaction Type	Transfer
Record Updated	Jun 06, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2440 DUNSTAN ST OCEANSIDE CA 920545727, OCEANSIDE, CA 92054-5727

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2017
Property Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Document Number	0000244364
Map Reference	MAP2322
Instrument Date	Apr 27, 2017
Instrument	2017-0244364
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DUNSTAN ST, OCEANSIDE, CA 92054-5727

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$846,692 (+2%) Land $680,679 Building $166,013
2025	$9,261.00 (+5.2%) Homeowner's exemption	$830,091 (+4.04%) Land $667,333 Building $162,758
2023	$8,803.00 (+3.77%) Homeowner's exemption	$797,860 Land $641,421 Building $156,439
2022	$8,483.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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