2480 Dunstan St, Oceanside, CA 92054 Property Records

San Diego County property record for 2480 Dunstan St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,715 sqft · built 1960
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Company Names on Record
Last Sale	$610,000 (Aug 2013)
Tax Bill	$6,449 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-112-07-00`

Property Details

APN / Parcel Number

Primary APN	`151-112-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,715 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	11,700 sqft (0.269 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2480 DUNSTAN ST
City	OCEANSIDE
State	CA
Zip	92054-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 6 POR IN LOT 12 MAP 1807&IN LOT 5&IN TR 002322
Legal Subdivision	DUNSTAN HEIGHTS
Legal Tract	002322
Legal Block	2
Legal Lot Number	5-6,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2480 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Prior Sale	Apr 1, 2004 · Amount on Record
Deed Document Number	2013529561
Prior Transfer Date	Sep 17, 1992
Prior Transfer Doc	0000403770
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2480 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579166
Date	Sep 29, 2020
Instrument	2020-0579166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2480 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017329
Date	Jan 17, 2018
Instrument	2018-0017329

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2480 DUNSTAN ST, OCEANSIDE, CA 92054-5727
Document Number	0000466949
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2480 DUNSTAN ST OCEANSIDE CA 920545727, OCEANSIDE, CA 92054-5727

Mortgage

Document Number	0000466949
Date	Oct 17, 2019
Instrument	466949

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2044

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,719 (+2%) Land $525,153 Building $237,566
2025	$6,449.00 (+3.8%)	$747,764 (+4.04%) Land $514,856 Building $232,908
2023	$6,213.00 (-20.3%) Homeowner's exemption	$718,729 Land $494,864 Building $223,865
2022	$7,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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